Ann C. Diddlebock


Ann Diddlebock, FT/Fractional CFO and Senior Financial Executive – SMB focus. With years of experience and expertise in diverse industries, I partner with teams to strategically build financial growth infrastructures and develop staff.

Industry experience include:

My Mission

To create a solid financial platform for companies, so talent, energy and creative bandwidth is not restricted by financial concerns, but used to disrupt ordinary business models, launch new initiatives within their company and industry. Always a strong focus on growing revenue, margin and bottom line.



Financial Transparency

Create format and manage production of monthly allocated financials (as high as 60)

Corporate Turnaround

Create and negotiate debt restructure plan with lenders


Income tax compliance and preparation overview

Build Financial Platforms

Recruiting, Training and Developing Staff in Finance, IT Operations and HR

Advisor to Stakeholders

Advise owners on strategic impacts of issues and/or business decisions


2/2005 – 12/2015
2/2005 – 12/2015

Appliance Factory Outlet

Chief Financial Officer

Colorado based operation with 15 retail outlets, 450 employees and $86M in revenue. Retained as an independent consultant and promoted to CFO. Supervised staff of 17.

Corporate Turnaround
  • Reversed a negative equity position, tripled revenue and increased profitability 600% in 2 years
  • Created and negotiated debt restructure plan with lenders
    • Reduced bad debt from $387K to $12K on a 4x AR base
    • Established credibility in operations post debt write offs
  • Positioned financials for external audit – all accounts scrubbed to insure data integrity
Financial Transparency for Stakeholders
  • Managed production of 60+ monthly P&Ls monitoring margin, sales mix targets, profitability and budget/forecasting
  • Accounting/Finance Internal System upgrades and restructure
    • Inventory controls reduced shrink 75 bps
    • Hired a programmer to automate  payroll processing in a  complex commission/piecework pay environment - prompted by a headcount increase of 200
    • Designed procedures to interface with existing POS system to address Full Cost Absorption, Inventory and Merchandising Funds issues
  • Implemented two changes in accounting methods to align with industry standards
Corporate Build
  • Management of treasury, insurance, deferred comp and equity compensation
  • Six real estate purchases/financing including a 338,000 s.f. warehouse facility
  • Lease negotiations and management
  • Lowest departmental corporate turnover rate in the company. Emphasis on employee cross-training and professional development. High departmental customer service rating
  • Trustee of Owner’s Intentionally Deficient Guarantor Trust (IGIT)


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